-- migration_payment_settings.sql
-- Run once to seed default payment methods into settings table

INSERT INTO settings (`key`, `value`) VALUES ('payment_methods', '{
  "zelle": {
    "enabled": true,
    "label": "Zelle",
    "sender_field": "Zelle email or phone you sent from",
    "sender_placeholder": "e.g. john@email.com or +1 555 000 0000",
    "instructions": "Step 1: Find Zelle\nZelle is already in most banking apps. Open your bank app, look for Zelle and tap it. If you do not see it, download the free Zelle app and sign up.\n\nStep 2: Send the payment\nTap Send. Enter our Zelle: payments@pep-launchpad.com\nEnter the amount you owe and tap Send.\n\nStep 3: Tell us how you paid\nCome back to this page. Enter the email or phone number you sent from in the box below. Then upload your screenshot and complete your order."
  },
  "revolut": {
    "enabled": true,
    "label": "Revolut",
    "sender_field": "Your Revolut @revtag",
    "sender_placeholder": "e.g. @yourname",
    "instructions": "Step 1: Get the Revolut app\nDownload Revolut free from your app store. Sign up — it only takes a few minutes.\n\nStep 2: Add money\nOpen the app and add enough funds from your bank or card to cover your order.\n\nStep 3: Send the payment\nTap Payments then Send. Enter our Revtag: @pep-launchpad\nEnter the amount and tap Send.\nDO NOT LEAVE A NOTE — your order will be refunded and you will be blocked.\n\nStep 4: Tell us your Revtag\nEnter your own Revtag below, upload your screenshot and complete your order.\nNeed help? Watch: https://youtu.be/1d5tfbQFyKE"
  }
}')
ON DUPLICATE KEY UPDATE `key` = `key`;